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1 Review updated:
My wife and I each took a loan for $300. This was 9 months ago. They deposited the money, one on her payweek and one on mine. I just called customer service and they said my loan was paid off. I said that's funny because you are still taking out $60 every other week. Your wife's isn't paid off. Funny I said both were the same time. Oh, I can't talk to you about it. Wife is calling so I can talk about it. I'm looking at $2700 for two loans totally $600. If this doesn't stop today with a generous refund in my bank, I will contact a lawyer. I have every bank statement since this occurred. Not a single email or phone call. And we each have our own email accounts and phones. I was blind but now I can see and some mother ****** is going to pay! I'd advise you to put a stop payment on the ach debit, then close your account cash money loans edmonton
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VIP Loan Shop Complaints Reviews
Updated: October 16, 2017Originally Posted: October 31, 2013
Also Doing Business As:
Please note that Cash Advance USA, Cash Advance, Cash Advance Group, US Cash Advance, Cash Advance, Inc., and other entities using variations of the name ‘Cash Advance’ should not be confused with the following companies licensed to conduct business through the Secretary of State, Department of Revenue, and/or Department of Licensing:
CASH IN ADVANCE, INC.ADVANCE AMERICA, CASH ADVANCE CENTERS OF WASHINGTON, LLC.
Please note that the collection attempts allegedly made by Peterson Law Group in connection with the apparent scams, should not be confused with the following companies licensed to conduct business through the Oregon Secretary of State and the Washington Secretary of State:
Peterson Law Group2725 N. Kerby Ave., Suite APortland OR
The Petersen Law Firm1104 Main Street, Suite 640Vancouver, Washington
Important Information for Washington State Consumers
Residents of the State of Washington are informed that Washington State law provides in RCW 31.45.105(1)(d) and (3) that a “small loan” (sometimes referred to as a “payday loan”) made by an unlicensed entity to a person physically located in Washington State is uncollectible and unenforceable in Washington State. A “small loan” is defined in RCW 31.45.073 and is a loan that does not exceed $700. Collection activities involving loans of $700 or less are subject to RCW 31.45.082, which limits the time, place, and manner in which a payday loan may be collected. Payday lenders must also provide borrowers with an installment plan if the borrower is not able to pay the small loan back when it is due.
Information About Federal Debt Collection Law
If you received a loan from a lender or owed money to a business and someone other than the lender or business is now attempting to collect from you, the collection activity may be subject to the federal Fair Debt Collection Practices Act. If you receive a communication from a party claiming that a debt is owed, you can request a “written validation notice,” which must include the amount of the debt, the name of the creditor you owe, and your rights under the FDCPA. If you have questions regarding federal debt collection laws, you can contact the Federal Trade Commission at 1-877-FTC-HELP or online at www.ftc.gov.
Prevent and Report Identity Theft
Consumers should never make payments over the phone or via email to a third party debt collector that refuses to provide a written validation notice. Even if the party seems to have some of your personal or financial information, you should not make payments or provide bank account or credit card information without receiving a written validation notice. If the scammers already have your bank account information, social security number, or other nonpublic information, you may be a victim of identity theft. The Federal Trade Commission (FTC) has information for victims of identity theft available online at www.ftc.gov.
If you feel you have been the victim of a financial scam and are concerned about your personal financial information, contact your bank and the three major credit bureaus. Procedures for contacting the credit bureaus are available on the FTC’s website at www.ftc.gov.
Report Suspicious Activity, Scams or Fraud
If someone threatens to garnish your wages, contact your employer, or uses threatening, intimidating, or offensive language, report such actions to state and federal regulators.
Washington State residents only: If you are a victim of a collection scam or if you suspect illegal or fraudulent activity involving a financial product or service, please contact the Department of Financial Institutions at 1-877-RING-DFI (746-4334), or online at www.dfi.wa.gov. You may also wish to contact the state of Washington Office of the Attorney General at www.atg.wa.gov.
If you live in another state, go to this webpage to find the regulator in your home state.
All consumers, if you feel you have been the victim of a scam you might also with to contact the FTC at 1-877-FTC-HELP (382-4357) or online at www.ftc.gov; or contact the Consumer Financial Protection Bureau (855) 411-CFPB (2372) or online at www.consumerfinance.gov.
If you feel you have been the victim of a scam involving the internet you may also contact the Internet Crime Complaint Center online at www.ic3.gov sallie mae student loan payment
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