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Your Personal Payday Loan Solution
Even though iCASH is relatively new to the Vancouver scene, we are rapidly becoming one of the most popular options for alternative lending in the Metro Vancouver area. Whether you need a simple solution for that emergency car repair, or you can’t put off that exorbitant dental bill anymore, iCASH has the perfect solution for your fast cash needs. We understand that unexpected financial stresses seem to pop up at the most inopportune times, which is why iCASH’s lending solutions for Vancouver are safer, simpler, and smarter.
Using the latest 256-bit encryption technology, the team at iCASH has worked hard to ensure that the online application process is safe and secure. Because the application process is simple, 100% online and accessible 24/7, applying for a quick installment or payday loan is easier and faster than calling around to borrow money from friends or going to an ATM to withdraw on your credit card. And, our incredible team of Customer Experience Advisors are available to answer any and all of your questions during the Vancouver hours of 6am to 3pm, 7 days a week (9am to 6pm EST).
When it comes to payday loans, iCASH has a Code of Conduct in place to ensure transparent, responsible and fair-lending practices for Vancouver and all Vancouver Metro Area boroughs (Vancouver, North and West Vancouver, Burnaby, Richmond, New Westminister, Surrey, Delta, White Rock, the City of Langley, Coquitlam, Port Coquitlam, Port Moody, Anmore, Pitt Meadows, and Mapleridge) We work hard to make sure that we have financial solutions available for all possible situations. Our Code of Conduct is strongly based on the European model of lending practices established with honest and trustworthy principles.
iCASH is a trusted, direct lender and is fully licensed to operate in Vancouver (and the rest of British Columbia, of course). iCASH will never sell or share your personal information and, in the majority of loan applications from Vancouver, we are able to send your emergency funds within the same day as your application cash advance payday loans richmond va
Payday Loans Online. Cash Advance
Our streamlined application process, online submission and ability to connect with us immediately via facebook chat means that you are not dealing with an anonymous person via a generic email, where the person you are dealing with changes with every question you send. This allows us to receive your documents and work to get your loan approved as soon as possible.
Our online loans are funded through Interac email money transfers. Which means there is no card to deal with, no direct bank transfers to wait days for. We operate in local BC time, and offer more extended hours than any other online option. The average wait time between us sending your money and you depositing it in your account is ONE hour during business hours and beyond.
We understand that your payday is a busy day with an even busier weekend ahead of you. Perhaps you are out of town and would prefer not to have it go through your account. With your personal online login, you can communicate these needs to us and we can work with you to find a solution.
We can be reached either through our website, in person, on the phone or through our facebook page to help with whatever you might need and come up with the best funding solution for you
Unlike when our competitors offer you a free loan - When we say FREE – we mean it!
But wait…there’s more!
After your first loan, customers will enjoy a 15% interest rate with us, and an opportunity to lower your percentage as time goes on and we have a better relationship with you. This is a $3-$5 savings per $100 borrowed compared to our competition! You will be eligible for lower interest rates once you have established a positive payment history with us. Details coming soon! We’d be happy to explain more about the process and the details with you over the phone, via chat, email or in person cash loans in salt lake city
Online Payday Loans Vancouver British Columbia iCASH
Whether it's a car repair, doctors' bills, ODSP Payday Loans, or tuition fees, everyone needs a little help from time to time. A quick cash loan from iCASH gives you easy access to the funds you need.
We want to make online loans as hassle-free as possible. Check out our Education Center to get all the details you need, from budgeting tips to financial term definitions.
If you are having a hard time figuring out how much money you need, try using our simple budget loan calculator !
To learn more about how we differenciate ourselves from other lenders, go see our comparison chart instant loans for unemployed
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Bad Credit OK! What is a Payday Loan A payday loan allows a person to get cash for a short time period against his or her next pay cheque. A customer with an active chequing account, direct deposit and a job can receive funds in his or her account in less than one hour. Why do consumers choose to get loans from Cash One If you need to cover unexpected expenses like a car repair or household emergency, a payday loan can help solve a potentially serious financial problem. Some folks are looking to bridge a short-term cash need between pay cheques. Others want to avoid bounced cheque fees or late payment penalties. Some clients prefer the payday loan route over having to pawn personal possessions. Annual Percentage Rate Information The Annual Percentage Rate, also known as APR, on our loans is 546% on a 14 day loan. There are no other fees or charges on our loans. Implications of Non Payment If you do not repay your entire loan on or before the loan due date, the loan will be considered "non-payed" and will be subject to a fee of $49.50. Your bank or financial institution may also charge you an NSF (non sufficient funds) fee. In addition, interest will accrue on any unpaid balance at a rate of 59% per annum. So as to avoid the overdue fee and overdue interest, please ensure that you have sufficient funds in your bank account on your loan payment due date. In the event that you do not repay us on a loan, you will not be permitted to borrow from us again until such time as you have repaid your outstanding delinquent loan. In addition, your file, including all delinquency information regarding your delinquent loan, will be sent to a third party collection agency. We only use reputable collection agencies that comply with all prevailing best and lawful collections practices. Any customer who does not repay his or her loan in full by the loan's due date will be considered delinquent and the loan will be classified as non-payed. In such cases, the customer's file will be sent to a third party collection agency and customer will have this default reported to a credit agency. The customer's credit rating may be negatively impacted.
We do not renew or roll over loans. If you wish another loan from us, you must first repay any other existing loan you may have with us unsecured loans texas
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Most lenders demand that you repay your loan immediately on your next payday. Do you need your cash for a little bit longer You can request your next-but- one pay date to repay, and save lots of cash.We don't believe in hassles.
Nobody likes red tape, so we keep it simple. We aren't going to ask you a hundred questions about what you want the money for, and our signup form is only one short page. Also, no fax is required for applying for the loan.It couldn't be faster.
Why drive all the way to a storefront You can have money in your account in as little as 15 minutes, without even leaving your computer cash loan over 6 months Did we mention that no fax is necessary either
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