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Whether you need a loan in Canada or in the USA you should always be informed about the lender you select. Transparency is key when selecting a cash advance company to borrow money from. This disclaimer is for educational uses only and should not be considered legal advice. Private Loan Shop has no official government affiliation but complies with both provincial and federal laws in Canada and the United States.
The APR | The Annual Percentage Rate is the actual rate at that your online loan accrues and is based entirely upon a group of factors, including but not limited to the amount and interest attached to your loan, the term, repayment amounts and the payments schedules. Only the approving lender may give you your loan terms. By law, in Canada and the United States, the payday lender must provide the APR before you enter into any loan agreement. The owner/operator of this site is not a payday lender, loan broker or agent for any lender or loan broker. We do not have access to the particulars of your loan. Private Loan Shop facilitates the communication between yourself and eligible lenders.
The Implications of Non-Payment | In the case that you do not repay your loan on or before the loan due date, your loan will be considered “delinquent” and will be subject to a fee defined by the lender. In addition, your bank will charge you an NSF (non sufficient funds) fee for the failed item. The rate of interest will continue to grow on the unpaid balance. In the event that you fail to repay your loan you will not be allowed to borrow from the lender again until you have paid of the balance in full. Only reputable collection agencies that comply with all lawful collections practices are employed and the customer’s credit rating may be negatively impacted if payment is not made in a timely fashion.
Collection Practices | Private Loan Shop collects information about you by and through your access to and use of this website and through your use of the Company’s referral services (“Company’s services”). Some of the provided information is collected through your submission of information when you submit your information on the Site. Any use of our services is entirely voluntary, and you are not required to provide any information to us unless you so choose to cash loans r us
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