Cash Generator Loans Cash Converters Logbook Lenders Loans from cash generator


450.5% APR Representative

Our Lending Partners Representative Example: if you borrow £850 over 18 months at a flat rate of 132% per annum (fixed) with a representative 450.5% APR you will make 17 monthly payments of £140.72 and 1 payment of £140.76, repaying £2,533.00 in total. However, our lending partners only charge interest monthly and do not penalise you for early settlement. If you repaid the loan in one month it would cost you just £93.50 and nothing more.

Logbook loans are secured against your vehicle and are subject to affordability. Missed payments may result in additional fees and/or the repossession of your vehicle. Over 18s only, TCs apply cash secured loan benefits

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Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision. Same day funding only available for Opt cardholders and in-store pickup.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

California: Speedy Cash is licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

New Mexico: Speedy Cash is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website

Ohio: SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party. The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Texas: Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.

Opt : This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

Google Play is a trademark of Google Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Data rates may apply.

Customer Notice:
There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive title loans in tucson arizona

Payday Loans Online. Get a Cash Loan

Updated June 18, 2015 15:39:18

Thousands of Australians who were charged up to 633 per cent interest on loans from Cash Converters will be eligible for partial refunds after two class action lawsuits were settled out of court.

The company, which is Australia's biggest payday lender, reached an in-principle $23 million settlement with legal firm Maurice Blackburn, which was acting for 37,500 of the company's past clients.

Maurice Blackburn had argued Cash Converters avoided a 48 per cent interest rate cap for loans in NSW by having borrowers sign a document that imposed hefty "deferred establishment fees" if loans were not repaid early.

"Cash Converters used a method where people were asked to sign a number of documents including an early repayment election," Maurice Blackburn NSW managing principal Ben Slade said.

"For cash loans it was 633 per cent, and for personal loans 145 per cent."

Mr Slade said borrowers would be repaid the deferred establishment fees plus interest if the settlement was approved by the Federal Court.

The class action claims were launched in October 2013, and refunds would be made available to anyone who took out a Cash Converters loan from June 2010 to July 2013.

"These class actions have been running now for a number of years," Mr Slade said.

"But we've finally reached a settlement which will benefit all the group."

Company 'preyed on vulnerable people'

One of the complainants, Julie Gray, said she found herself in "spiralling debt" after taking out a series of $600 loans.

She said she believed the company preyed on vulnerable people.

"You go in and you get one loan, and then different things pop up - you might need new tyres for the car or a washing machine, medicines," she said.

"You go back and you get another one [and] by the time you pay it off, especially being on a disability pension, you're just chasing nothing.

"It can get very depressing. I know I was depressed. And I felt ashamed.

"I will never, ever go back to any money day lending."

No admission of liability by Cash Converters

The settlement agreement does not represent an admission of liability by Cash Converters.

Mr Slade said there was no evidence Cash Converters had behaved improperly after the law changed in July 2013.

"There's a lot of disquiet about payday lenders," he said.

"There are a number of strategies used by payday lenders to profit in spite of constraints in consumer protection legislation and the Government should take a very careful look at what the payday lending industry is doing."

After the announcement, shares in Cash Converters rose 2.2 per cent.

In a statement to the Australian Stock Exchange, the company said it would pay $20 million into a fund for the repayments and legal costs would be capped at $3 million choctaw nation housing

Topics: courts-and-trials, banking, retail, nsw, australia

First posted June 18, 2015 14:06:02

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Applying for a logbook loan is extremely simple. You can phone our offices for free, which are open Monday – Saturday 8.00am to 8.00pm or fill out the online application form.

Anyone applying for a loan against their car from Car Cash Point must live in England, Wales or Northern Ireland, and be the legal owner of the vehicle they wish to obtain the loan on. The vehicle must be taxed, fully comprehensively insured and free (or almost free) of any outstanding finance.

Unlike other providers, we do not carry out any formal credit checks so your application with us will have no effect on your credit score. Don’t worry if you have been refused a loan before, because we should be able to help.

Once we receive your application, one of our experienced team will contact you to go through your details on the phone to ensure you can afford to repay the loan. They will answer any questions you may have and then we’ll either direct you to our offices or we will send one of our specialist representatives out to visit you. They will check the vehicle and help you complete the paperwork. Once everyone is happy to proceed, the application is completed and you can receive your cash the same day cash loans in vancouver

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