What is the article
Express Finance specialise in unsecured loans and tenant loans. You may be looking for a personal loan or a cash loan for something special - home improvements, a new car or an exotic holiday. Perhaps you simply want to reorganise your finances with a cheaper consolidation loan. Submit your application now and you will receive an instant decision. We do not charge upfront fees of any kind and the entire application can be completed online, over the phone or by post. We only deal with proven companies with a good reputation as leaders in the loans industry.
We are currently helping more that 1000 people a day and we are able to find them the loan they deserve. Because of our experience in this fields, we have been trading for more than 10 years, we often succeed where others have failed.
Personal Loans or Unsecured Loans: They can be arranged for those who are tenants or live with parents and are not able to put up their home as security. You can borrow anything from as little as £200 to £15,000 and can be repaid over time for up to 5 years. These loans are also available to homeowners who perhaps cannot or do not wish to secure the loan on their home.
Homeowner Loans: These loans are available only to those who are homeowners, i.e. they own their own home and have a mortgage. Interest rates are lower than for unsecured loans and the loan are much larger, as much as £75,000. At the same time the term of the loan can be from 5 years up to 20 years. They are particularly suitable for people who are looking to consolidate other debts and those who have had credit problems in the past.
Tenant Loans: These are personal loans, not secured on the property, particularly suitable for those who do not own their own home or live with parents. No security is required and you can borrow any amount from £200 to £15,000. The loan can be repaid at any time or as long as over 5 years.
Guarantor Loans: These are unsecured loans for those who find it difficult to obtain a loan due to previous adverse credit. You are offered the loan you need on the condition that you are able to provide a guarantor, somebody who knows and trusts you. The guarantor must have a good credit record but could be either a homeowner or a tenant. You make the repayments to the loan and your guarantor is there in the background as the security in case you default. In exchange you are offered a relatively low interest rate and the chance to improve your credit record by paying your loan on time. We have lenders that would lend anything between £500 and £10,000 over 1 to 5 years.
Payday Loans: Very popular small loans designed to cover an unexpected shortfall and tide you over to the end of the month. You can borrow anything up to £750 and pay it back on your next payday. It can be extended for 2-3 months if it need be. People find them convenient to arrange because the whole application process can be completed online and you could receive the loan within 24 hours. They are suitable for both tenants and homeowners.
Small Loans: If you are looking for a Small Loan, typically less that £750 and do not want the commitment of having to pay back the entire loan at the end of the month, this is the loan for you. They are useful for all life’s emergencies, an unexpected expenditure, to buy items for the house, an unexpected bill or even to spread the cost of a holiday. The repayments are usually weekly, from 13 to 39 weeks which makes it easy to budget, particularly for those who are paid weekly.
Bad Credit Loans: Have you had credit problems in the past Has your credit record been damaged by past money problems A specialist loan designed for those with past credit problems is what you need. Express Finance has the experience and works with lenders who take an understanding view to your particular circumstances. All you need to do is complete our short application and at the end you will be given a firm and honest decision. If you prefer to talk to a real person based in the UK to discuss your circumstances, no problem. Just give us a call on 0845 519 09 69 or if you are calling on a mobile 01489 790 620 what is an unsubsidized loan
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To qualify for a fast online loan from iCASH, you must:
The cost of borrowing is calculated as a percentage of the amount borrowed and range between $15 to $23 according to the payday loan legislation of each province:
iCASH's lending process is fully transparent so you can clearly understand your repayment responsibilities. Depending on your pay period this daily fee may change. Your total amount to be repaid is the loan amount plus the interest fee, no additional fees will be charged to you.
The only way that your repayment amount would increase is if you do not comply with your loan repayment agreement. You must make sure that your bank account has enough funds to cover the preauthorized debit on the date you agreed to make a loan payment. If your bank account has insufficient funds at the time of the preauthorized debit, you will be charged a missed payment fee, and your bank may also charge you a non-sufficient funds fee. From there on, collection interests will be applied to the remaining balance of your loan until it is fully repaid.
From that point on, your file will be passed on to our professional collections team who will do their best to come to an agreement with you. Unfortunately, if you do not work with us to repay your loan in the agreed-upon time frame, iCASH will have no other choice but to pass on your file to an external collection agency.
The transfer of your file to an external collection agency may also generate additional fees for you, it can lead your credit file to a negative note and could damage your file for six years. Your credit file information can be passed on to other organizations by credit agencies and fraud protection agencies for verification purposes or to track your whereabouts in order to recover the sums owed.
This is why we reiterate that it is extremely important to respect your commitments with us. iCASH is a company with a human side and we understand that difficult situations may happen. If this is the case, please contact us as soon as you can so we can find an arrangement that can reduce costs for you and that will allow you to meet your commitments. However, iCASH strongly recommends that you think seriously before applying for a loan. If you have any doubts about your capacity to reimburse this loan according to the established terms, we recommend you to find another source of financing suze orman student loans
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A cash loan is a fast outcome loan processed quickly. Usually for a customer who is wanting to borrow money instantly for a short, fixed amount of time. We offer a secured personal loan or an unsecured personal loan.
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We understand that life isn’t always simple and doesn’t always go as planned and sometimes life’s dreams can easily turn into nightmares. Therefore, we don’t think you should be penalized for this and we want to help!
Another great thing about getting fast easy cash loans from Nifty Loans is that they are 100% online! We do our best to provide a Yes or No outcome within 60 minutes (during normal business hours)! All you need to do is complete our quick application form and you may be on your way to solving your money problems. We are pretty proud of the service we offer at Nifty Loans, so we wanted to outline some of the main benefits you can get if you borrow online loans from Nifty.
If you’re approved we pay you fast
If your online contract is accepted we try and transfer the money to your bank account the same day. In addition, this means that you could receive your money on the same day that you apply, at the latest you should receive it overnight.
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The great thing about this fact is that it means our service to you can be that much quicker. It means you can get small loans online right here with us. Though our application form is completely electronic meaning there is no paperwork required and it all takes minutes to complete. However, even though we are online, we are still real people! So, if you need to speak to someone, you can find our contact details here.
A Nifty personal loan is easier on the pocket than you’d expect
Because Nifty Loans cares about you and no business is too small for us! We’ll do our best to ensure that you are getting the loan you want. Also, unlike the slow processing bank application process, we can approve our loans within 60 minutes (during normal business hours)! That means we will never lend you more than you can afford. We take the time to do a thorough assessment of your financial situation, to ensure we are offering the right loan for you. Our costs are completely transparent – no hidden fees
The other great thing about our Nifty loans is that our fees are completely transparent. That means you won’t be surprised at any point throughout your loan process with any hidden fees or hidden costs. We outline our fees further down the page fed student loan servicing
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