Get An EZ Cash Payday Loan in Minutes - Check Center Ez cash advance loans

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Installment Loans For Bad Credit

Rather than carrying cash, have us put your cash on a pre-paid debit card. Let us load your payday advance or payroll check on this cash card so your cash will be safe and secure. Shop wherever most debit cards are accepted, such as ATMs, gas stations, grocery stores and on-line shopping. Great for gifts or for college students away from home. It’s safer than cash and everyone qualifies. The Pre-paid Debit Cards are easy to get. No credit checks, no lengthy applications, a low $9.95 fee for the card and you don’t even need a bank account. Your personalized card arrives in the mail generally in 5-7 business days department of education loan repayment

Cash in hand    -   Name, Address, and Phone Number   -   Valid Government issued Photo ID

Check Center’s EZ Cash advance is one of our most popular services. If you’re in need of a payday loan to help field a random expense, we can get you up to $255 in minutes. With a nearly 100% loan approval rate, you can rest assured that we have your back.

What do You Need to Qualify

Not much. When you apply for an EZ cash advance, we don’t do a credit check. All you need is:

How Can I Get Started

Whether you need to avoid a costly bounced check or late payment charges, cover emergency expenses or avoid tarnishing your credit rating when you can’t quite cover the bill, Check Center can get you cash today.

With 7 locations around San Diego County, and another 10 in Berkley, Oakland, and throughout the rest of greater San Francisco, Check Center has developed a reputation for being the go-to lender for South and North Californians alike. Call us toll-free 1-888-593-5626 with any questions 1 day approval cash loan

Cash Advance. Cash Advance Online

EZ Check Advance fees are based on a customer’s payday and are primarily used as a short-term lending solution or cash advance. Payday advances are not recommended for longer period loans. EZ Check Advance charges a one-time fee for the advance instead of interest. This fee is 15% of the face value of the post dated check written to the Payday advance company and held until the customer’s next payday.  For example, if a customer borrows a $100, they would write a check for $117.65 dated for their next payday. The $17.65 is 15% of the $117.65 and represents the fee charged by the EZ Check Advance company. EZ Check Advance are not renewable in the state of California. Customer may only have one payday advance with the same company at a time. Once a payday advance is paid back in full, (principle fee) another advance can be taken out by that customer at any time.  Payments of fee only are prohibited by state regulations regarding deferred deposit transactions. Annual Percentage Rates (APR) vary depending on the loan amount and length of time for which the advance is taken. APR’s range from 260%-700%. A payday advance with fees cannot exceed $300, for example a common advance would be $255 with a fee of $45.  In this example, an advance taken with a time period of 14 days, the APR would be 460%.

EZ Check Advance follows the Fair Debt Collection Practices Act (FDCPA) when collecting delinquent accounts. Returned check fees may not exceed $15 and No other fees may be charged for collection of an account. EZ Check Advance does not report to any credit bureau or organization. However, if an account becomes delinquent and no attempts are made to repay the debt, a customer can be taken to small claims court for resolution. This may result in a judgment awarded by the court against the customer and that judgment would remain on the customers credit report until paid and cleared by the court.  Also there would be additional fees awarded by a small claims court judge hearing the case to cover court costs, which would then be added to the account balance.

A customer cannot be criminally prosecuted or threatened with criminal prosecution for not repaying a payday advance. EZ Check Advance may, but is not obligated, to enter into an agreement extending the terms and time to repay an advance, however, there are no additional fees or charges incurred by the customer receiving an extension.  Each customer and situation is managed individually based on customer’s history and past performance cash loans fast and easy

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EZ Cash provides check advance services at all of our locations through out Tennessee, Mississippi, and Louisiana. All you need to bring in to apply is the following:•Your Valid Driver’s License, State ID or other Picture ID•Your Current Paycheck Stub•Your Current Bank Statement

What if I don’t have a checking account

That’s OK!  If you have a savings account we can give you a loan.*  Call for Details.

That is OK.  You do not need to have checks to get a check advance.*  Bring in the information required listed above and we can get you the cash you need today.

*Savings account loans without checks are only offered at our Tennessee and Louisiana locations. Certain restrictions apply title loans orlando

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You work hard and manage your finances closely, but sometimes life can throw a curve and when that happens we can help. An unplanned utility bill, a car-needing repair or even copay at the doctor’s office.

When you choose EZ Check Advance you get the benefit of working with a company that truly cares about your personal situation and committed to helping you get the cash you need when you need it. We see good people put in difficult financial situations everyday and a cash advance can be the right solution to your short-term financial need. 

Fast EASY QUALIFICATION

Getting a cash advance is easier than you might think. At EZ Check Advance we have been helping our customers get advances since 1997 and we can help you too. There is no qualifying and we don’t run your credit, so if you have bad credit or a bankruptcy it’s not a problem. You must bring in the following items:

 – California Identification (Passport, Drivers License or California ID)

 – Proof of a local address (utility bill or other mail showing your address)

– Proof of steady income: (Pay stub or awards letter)

– Personalized check from your checking account with your name imprinted on it

With these items we can usually process your payday advance in about 15 minutes. We’ll prepare a contract and you give us a post-dated check for your next payday. The check will cover the principal loan plus interest. That’s it! Simple, fast and completely confidential.

A SMART SOLUTION

A payday cash advance is different than other types of traditional loans because you don’t have to have good credit or submit to a credit verification.

Cash Advances are also limited in the amount you can borrow making the application process and wait time much faster and easier. A typical advance can be issued in about 15 minutes when you bring in the proper verification items. We also use a flat fee structure so you know exactly what your advance will cost and when it is due.

People get payday advances for all types of reasons, but the most common is to help meet a short-term financial need especially if it will avoid late fees or overdraft charges;

-Emergencies          -Car Repairs          -Medical Bills         -Appliance Repair

-Travel Expenses   -Family Needs       -Unplanned Bills    -School Supplies

Many of these unexpected bills carry additional fees and charges and worse, can negatively impact your credit.  All can be very expensive and avoided with a payday cash advance. For all these reasons our customers depend on EZ Check Advance to help them when they have a financial need and we can help you too.

Private Confidential

At EZ Check Advance we take protecting and securing your personal information very seriously. With over 20 years in the payday advance industry, we have a reputation for having the highest level of integrity and security when it comes to protecting our customers’ personal information.  We comply with all California state and federal lender regulations and are held to the highest standards and ethics possible.

If you need a payday advance don’t trust just any company with your personal financial information, come in to one of our local stores and you’ll quickly see why our customers have trusted and referred us to friends and family for over 20 years.

WE Are Different

Why do we provide these services for our customers It’s simple, we see good people experiencing difficult financial situations everyday and we care. We want to provide you with a safe and simple alternative lending solution. We work with people in all income and credit brackets. It doesn’t matter what your situation if you need cash we are here to help private student loan forgiveness programs

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