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Welcome to Direct Cash Loans - your most reliable source to apply for personal loans online. We endeavour to make sure it is as easy as possible for you to find personal loans from the right lenders, at the right interest rates, at the right terms, and of course in the comfort of wherever you are - be it in front of a desktop computer or mobile device.

When you think about the admin involved in finding information about which personal loans are available out there, and the fact that you have to be meticulous in your record keeping of how much interest each different loan comes with and other such information, you can easily be overwhelmed. The purpose of our website is to take that effort away from you, and provide you with all the information you would manually compare, and bring it to you in an orderly fashion, so you can do what's really important - applying for the loan that suits you.

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We have compiled for you some important terms that you need to know whenever you take out a loan: read our Personal Loan Terms.

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Welcome to Direct Cash Loans - your most reliable source to apply for personal loans online. We endeavour to make sure it is as easy as possible for you to find personal loans from the right lenders, at the right interest rates, at the right terms, and of course in compliance with the law. Directcashloans.co.za endeavours to lend money in a responsible way.

With so many financial terms out there it can be difficult to understand what you're getting yourself into. We have compiled some personal loan terms with easy to understand explanations that will help you get the best personal or cash loan suited to you stafford loan grace period

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Since 1992, more than 595,850 Canadians have relied on Cash Money to meet their short-term cash needs quickly, conveniently and with more flexibility than banks, other payday lenders, and cheque cashing companies home savings and loan online banking login

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Which Money Compare's comparison tables shows hundreds of savings accounts from providers large and small, whether we get paid commission or not. It makes no difference to how the savings accounts appear in our tables, meaning you’ll always be able to stay in control and find the best deals for you, not us.

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These are the companies that combine competitive deals with excellent customer service, and have been awarded Which's coveted Recommended Provider status.

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Which Money Compare displays all available ISA deals from providers large and small, whether we get paid commission or not. It makes no difference to how the ISAs appear in our tables, meaning you'll always find the best deal for you, not us.

What are Which Recommended Providers

These are the companies that combine competitive deals with excellent customer service, and have been awarded Which's coveted Recommended Provider status.

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Compare the Best Auto Loans ConsumerAffairs

Many auto-loan companies specialize in working with consumers with poor credit or those who have just gone through a bankruptcy. These companies can often help to negotiate loans and secure better terms rather than if consumers go straight through a car dealership.

Many banks and large financial institutions double as lenders and have specialists that work on auto loans. Instead of working with other lending institutions, these companies typically supply the loan money themselves.

Many auto-loan companies work with other lenders, refinancing those lenders' existing loans and taking on their debt for the benefit of interest and borrowers' payments. Refinancers can usually negotiate lower fees and better terms, which is beneficial to both the lender and the borrower.

Some companies partner with dealerships directly in order to connect with consumers, check lenders credit history and set them up with a new or used car and a special loan repayment schedule. These are different from companies that actually offer the loan money and approve it themselves, they actually work with dealerships to help consumers get approved for the loan, through the dealership.

This is a basic principal and interest loan. The interest and principal payments are pre-calculated before a borrower and lender agree and sign the financial paperwork. A big disadvantage of this loan type is that you cannot make car-payments in advance and expect to forego interest payments.

This is similar to the pre-computed loan, but with one major difference. Interest is charged every day on the basis of the balance you currently owe. Therefore, the faster you pay the balance off, the less interest you'll pay overall. A simple interest loan with no prepayment penalties will be beneficial for those people who pay in advance.

A secured loan is a loan in which you offer collateral against the loan. The collateral is usually another vehicle or the house of the borrower. Note that if you don't pay off the loan, the lender can take possession of the property you put up as collateral.

Unsecured loans are usually the most preferred type of auto-loans. Here, the lender provides the loan on mere faith that you will keep your word. Given the risk involved, these loans are accompanied with high interest rates. A high credit rating will be required.

A lease buyout loan is an option for borrowers who are not going to be able to buy out the remaining amount on their car lease. A commercial lender will pay out the remainder of the balance on their lease, and the borrower will need to make regular payments to the lender.

This type of loan can be considered as a loan upon a loan. It helps borrowers who cannot afford to pay the high installment loans amounts. Note that while a car refinance loan may lower the installment amount, the lender may slightly raise the borrower's interest rate and it will take longer to pay off the loan student loans parent plus

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