Personal Title Registration Loans in AZ – Cash Time . Cash time personal loans phoenix

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CASH Time loan center Reviews in Phoenix AZ - Glassdoor

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I received a personal loan from Cash Time title loans for $100 becaue I DO NOT have a clear title for my car. I paid this loan off as planned with a rate around 40%. Then I returned to get another personal loan on 1/24/11. This time I received $250 and the first payment was set to come out 4 days later, which it did. I fell behind on this loan and they wasted no time to sue me and won by default because I was out of town.I then moved and a few months my former land lord told me she had some mail that she had for awhile. I found the court judgement that orderd me to pay $300 and something. There was also a letter from a law office that I needed to pay $437 in ten days or I would be garnished on 11/4. It was already past the 11/4 so I contacted the law office to see what I could do. I was told I could settle for double the amount and some and that the interest rate was 204% and growing by the day! I didn't understand because I knwo in AZ the legal limit on a personal loan is 36% she advised that I signed it and that was about it. I asked her send me a copy of the contract. The contract is clearly a title loan and with title loans they can charge the high interest rate. This is really odd because I do not have the title I am still making payments on my car! The contract also gives misleading information saying the amount to be paid is $283 after all payments have been met. Then it says there is a 204% APR towards MY credit. I didn't evaluate the contract because I got the first loan and it worked out fine.On their website it states that they have two types of loans. Personal loans for those that do not have a clear title and Title loans for those that do. Well I do not so I am very upset that this company deceived me how they did. They also claim to not worry about credit bad credit is welcomed but I noticed on my credit report that they did run my credit back when I got the first loan. WhyWhat I have found is that they decided that they could not make enough money from me by simply giving me the loan of $250 which they would only make $33 from so they wasted no time to sue me to get the 204% and fees. When you call to make arrangements your left on hold for over 20 minutes. I also wonder why if this loan is legal without having a title which I do not then why did they not reposses my vehicle like they claim they will. No one should do business with these crooks because they will claim to help out those with bad credit but be the first people to put you in a judgement and make it worse section 502 direct rural housing loan program Who cares if you had a loan before in good standing and ran into problems!

The worst of the worst..bait and switch tactics, unbelievably rude, and my debit card was counterfeited and used within 24 hours of handing over all of my personal information to these people. Common thieves, active investigation with Phoenix Police. RUN!!!!!!!

P.S. Their other reviews are almost funny in how painfully obvious it is that the employees penned them..of course, since they're low-life scammers. Beware of Mandy, head scammer student loan forgiveness for veterans

Phoenix financial services - craigslist

Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision. Same day funding only available for Opt cardholders and in-store pickup.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

California: Speedy Cash is licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

New Mexico: Speedy Cash is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website

Ohio: SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party. The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Texas: Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.

Opt : This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

Google Play is a trademark of Google Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Data rates may apply.

Customer Notice:
There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive quicken loans arena concerts

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SameDayPayday.com is not a lender, does not broker loans or make credit decisions. This website collects information which you provide and then forwards it to one or more lenders in our network. Lenders are solely responsible to you for all aspects of the application or loan transaction, including compliance with all applicable laws and regulations.

Lenders may perform a credit check to determine your creditworthiness. Submission of personal information is strictly voluntary and does not guarantee that you will receive a payday loan. SameDayPayday.com may share the information which you provide at any step of the application process with third parties, including members of its lender network and other third party lenders with whom it has a marketing relationship.

By submitting an application through this site, you agree to its Terms and Conditions and Privacy Policy. Residents of Arkansas, Georgia, New York, Oregon, Washington, West Virginia and Vermont are not eligible to apply for a loan. This service is not available in all states, and the states serviced by this site may change from time to time and without notice best company to get a cash loan

BBB Business Profile Cash Time Loan Centers Reviews .


Auto title loans, or car title loans, allow you to borrow money against the value of a vehicle that you own to secure immediate cash. At Auto Title Loans USA, with dozens of locations in the Phoenix, Arizona metro area, we’ve loaned money to thousands of people for their cars, automobiles, trucks, SUVs, vans, motorcycles, boats, watercraft and ATVs. We have also refinanced many Phoenix car title loans made by other companies, offering better terms and easier loan payoff schedules. Call or text now to find out more (602) 317-6950.

Who receives auto title loans

People apply for auto title loans for many different reasons. Some of our customers are commission-only salespeople or real estate agents who are waiting to receive bonuses or commissions and need a fast loan to tide them over. Some of our loan customers have unplanned family emergencies or events that require cash reserves they simply don’t have. Some people have small businesses requiring cash for some specific purpose. Some have extra vehicles that are just sitting around anyway and find they can put the cash value of that car, motorcycle, truck or RV to better use.

Whether it’s unexpected medical bills or some other reason, you can come to us to find out what your options are in terms of auto title loans. There is no obligation, just call us any time or fill out the online application for more information. You must be 18 years of age or older.

Never a credit check.

When it comes to money and finances, anyone can have an occasional cash flow emergency. Who wants to go to a bank for a loan and try to explain the situation, wait forever in line, fill out massive amounts of paperwork, only to get denied a loan in the end Even if you do get a bank loan, it takes weeks.

Not only that, but whether you have great credit or bad credit, any credit check always shows up on your credit report.

We don’t ever check your credit because we are loaning money with your vehicle as collateral. If you own your own car and have the title in your name, then you qualify for an auto title loan, plain and simple. And we promise to do our absolute best to help you with a solid, workable repayment plan. Our goal is to have you pay your loan back so that your cash flow needs are handled and you get back on strong financial footing.

We’re good financial stewards for good reason–so that you won’t hesitate to refer us to your friends and family. And if you ever find yourself needing a fast loan once again to tide you over, we want you to rely on Auto Title Loans USA. We are rated by the BBB as an A company.

At Auto Title Loans USA, we’re in business to make getting a quick car title loan easy, convenient and hassle-free.

Our customers in the Phoenix area come to us for immediate cash based on the value of their vehicles. Our professional staff is courteous and helpful, and we value you and your personal privacy. If you feel like talking, we’ll be there for you. If you’re in a hurry and don’t feel chatty, we’ll take the hint and move things along even faster.

All you have to do is bring in your vehicle along with its clean and clear title in your name, government-issued ID, proof of Arizona residency and vehicle insurance, and you could be getting a check in less than 15 minutes. Check out What to Bring to Obtain an Auto Title Loan for more information. And if you’d like to know more about the process, read How the Car Title Loan Process Works.

Keep driving your car even when you have a title loan.

What makes car title loans so different and so appealing is that even though you’ve borrowed against your vehicle’s equity, in almost all cases you can keep right on driving your auto even while you pay back your loan. We don’t even require a copy of the car keys like some other title loan companies do.

Depending on the value of your car, truck, RV, personal watercraft or other vehicle, we can loan up to thousands of dollars and hand you a check within minutes. And we’ll design a payback schedule that works for your budget. Just bring in your vehicle and minimal paperwork required and we’ll have a look. We have the cash reserves on hand to cover immediate, large loans. If you’re curious about what the value of your car might be, check Blue Book ratings for more information, or just bring your car in to one of our many convenient locations.

Dozens of locations, or we’ll even come to you.

We have multiple locations across the Valley to ensure that all of your Phoenix title loan needs are met, whether you’re in Phoenix, Mesa, Chandler, Scottsdale, Peoria, Gilbert or Apache Junction. Auto Title Loans USA is locally owned and operated and has been business in Phoenix since 1997, under new ownership since 2012. Get a title loan in Phoenix, Arizona from people who live right here! If you prefer, we can even send an agent to your home or office to meet with you in person anywhere in the Phoenix metro area loan processor resume

It’s so easy to get started with an auto title loan!

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