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Introduction

The Department of Fair Employment and Housing is the state agency charged with enforcing California’s civil rights laws. The mission of the DFEH is to protect the people of California from unlawful discrimination in employment, housing and public accommodations and from hate violence and human trafficking.

 Employment
Find information on civil rights protections in the workplace, how to file and respond to complaints, and DFEH procedures. Housing
Find information on civil rights protections in housing, how to file and respond to complaints, and DFEH procedures.  Hate Violence
Find information on California protections against hate violence, how to file and respond to complaints, and DFEH procedures. Business Establishments
Find information on civil rights protections in business establishments, how to file and respond to complaints, and DFEH procedures. Human Trafficking
Find information about California protections against human trafficking.  Dispute Resolution
Find information about DFEH’s mediation services, community conflict services, and how to request a mediator in your dispute or conflict.  Resources for Employers
Find resources for employers, including information on sexual harassment prevention training, reasonable accommodations, workplace harassment investigations, a sample EEO policy, and required posters.

DFEH is accepting applications for the Civil Rights Honors Program. Click here for program announcement.

January 22, 2019 – DFEH Settles Employment Disability Discrimination Case Against Fresno Manufacturer. View press release

January 17, 2019 – DFEH Settles Familial Status Housing Discrimination Case in Half Moon Bay. View press release

January 16, 2019 – DFEH Settles Familial Status Housing Discrimination Case in Castro Valley. View press release

Get the latest information about the Department of Fair Employment and Housing (DFEH) from our DFEH news page.

Click here to subscribe to DFEH Fair Employment and Housing alerts that enable you to stay current on DFEH’s activities and achievements throughout the state.

Deputy Communications Director Fahizah Alim handles all media inquiries. She can be reached at 916-478-7251 or at [email protected] semper home loans

California Governor
Gavin Newsom
Visit Governor’s Website













2019 Guide to Nevada Home Solar Incentives Rebates and .

HGTV Dream Home 2019
Now through February 18 at 5pm ET, enter twice daily for your chance to win HGTV® Dream Home 2019, plus a $250K cash prize provided by national mortgage lender Quicken Loans®.

HGTV HOME™ by Sherwin-Williams Live for Ta-Da! Sweepstakes
Now through February 18 at 5pm ET, enter for a chance to win a weekly prize of a $500 Lowe's gift card.

Lumber Liquidators Dream Floor Giveaway
Now through February 18 at 5pm ET, enter for your chance to win $2,500 in cash and $5,000 in flooring from Lumber Liquidators.

Travel Channel's Warm Weather Escape Sweepstakes
Now through Feb. 15 at 8:59 am ET, enter daily for your chance to win a $10,000 cash prize for the ultimate warm weather escape!

Travel Channel's New Orleans Vacation Sweepstakes
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DIY Network® Ultimate Retreat™ Giveaway 2018
We’re sorry, this sweepstakes is now over! Thanks to all that entered for a chance to win DIY Network® Ultimate Retreat 2018, a modern mountain home with woodsy charm located in Sapphire, North Carolina, plus $50,000 provided by national mortgage lender Quicken Loans®. Meet the winner.

Travel Channel’s The Trip 2018 Sweepstakes
We’re sorry, this sweepstakes is now over! Thanks to all that entered for a chance to win a 20-day dream vacation with luxury lodging throughout St. Lucia and Antigua, a grand-prize package valued at $100,000.

09/12/2018 - Myrtle BeachTC M. - Philadelphia, PA09/13/2018 - New YorkBobbie O. - Saint Paul, NE09/14/2018 - Chickasaw CountryDana S. - West Covina, CA09/15/2018 - Winner’s ChoiceLawrence S. - Port Orchard, WA09/16/2018 - KentuckyRachael G. - Bristol, PA09/17/2018 - ChicagoRhonda P. - Puyallup, WA09/18/2018 - Sonoma County, CAChantal A. - Las Vegas, NV09/19/2018 - Winner’s ChoiceMarilyn S. - Eufaula, AL09/20/2018 - San JoseCarolyn T. - Clairfield, TN09/21/2018 - BostonJosh A. - Rogersville, AL09/22/2018 - ColoradoErin W. - Scottsdale, AZ09/23/2018 - Travel Channel Branded Gift PackSharon M. - Ocala, FL09/24/2018 - AtlantaLinda E. - Chelsea, AL09/25/2018 - The Palm BeachesPhyllis R. - Pocola, OK09/26/2018 - Los AngelesRobin K. - Spokane, WA09/27/2018 - SimpliSafe Fortress SystemDonna B. - Mason City, IL09/28/2018 - PhiladelphiaScott W. - Elburn, IL09/29/2018 - MaineScott S. - West Des Moines, IA09/30/2018 - Winner’s ChoiceAnthony L. - San Jose, CA10/01/2018 - ColoradoCynthia K. - Charleston, SC10/02/2018 - Winner’s ChoiceIngrid B. - Ramsey, NJ10/03/2018 - Tampa BayJustin L. - San Diego, CA10/04/2018 - Winner’s ChoiceLycette M. - Teaneck, NJ10/05/2018 - Winner’s ChoiceJeff B. - Tucson, AZ10/06/2018 - San JoseAmanda C. - Bronx, NY10/07/2018 - Winner’s ChoiceNancy P. - Concord, NC10/08/2018 - Ft. Myers and Sanibel BeachesVickey S. - Bolivar, TN10/09/2018 - San DiegoCindi P. - Crozet, VA10/10/2018 - Sonoma County, CANick M. - Longwood, FL10/11/2018 - Winner’s Choice

Grand Prize Winner
Ryan H. - Glenshaw, PARose S. - Bellefonte, PAAlberta R. - Columbus, INBarbara S. - Littleton, COBecky C. - Brighton, TNBruce P. - Indianapolis, INAnn T. - Pittsburgh, PAKim S. - Hermon, ME

Grand Prize WinnerGary M. - Morrisville, VT Weekly Prize WinnersJoshua C. - Abilene, TXJennifer P. - Port Ludlow, WAHarvey R. - Scottsboro, ALRachel R. - Columbiana, ALKaren R. - Boonville, INJohn G. - Murfreesboro, TNDirk I. - Highland, CA

Weekly Prize WinnersColleen H. – Dunkirk, MDSusana U. – Rochester Hills, MISadie T. – Albuquerque, NM

Janice B. – Bakersfield, CALeslie R. – Victory Mills, NY

Grand Prize Winner: Anthony R. – Grant, NESecond Chance Winners

Weekly WinnersJanice J. - Newport News, VAKeith N. - Mount Sinai, NYTeresa H. - Little Elm, TXMelissa M. - Dallastown, PABrenda C. - Chico, CAMark R. - Indianapolis, INAmy D. - Brookings, SD

Brenda S. - Salem, OR Amy A. - Colorado Springs, CO Tim V. - Scottsburg, VA Sara J. - Webb City, MO Kelly S. - Knoxville, TN Sherri L. - Mims, FL


Grand Prize Winner: Karin A. – Mineral Bluff, GA

Grand Prize Winner: Gerard M. - Newark, DE Weekly Winners: Robert M. - Medford, OR David F. - Worthington, OH Kaitlin W. - Houston, TX

Grand Prize Winner: Joyce I. - Miramar, FL Weekly Winners: Robyn C. - North Lauderdale, FL Jack Y. - Mercersburg, PA Jerry H. - Jefferson, GA Lawrence M. - Rathdrum, ID Theresa B. - Alpha, NJ Anne K. - Meadville, PA Marisol D federal direct subsidized stafford loan - Ann Arbor, MI

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We have put together this page to help seniors in California find help and information pertaining to housing issues, including foreclosure, renting, and home ownership. CA is the most populous of the 50 states, boasting nearly 40 million people, 10% of whom are over the age of 60.

  1. Relevant HECM data
  2. Local HUD offices
  3. Local housing counselors

Want to learn more Click here to get free information about a reverse mortgage!

Largest California Reverse Mortgage Lenders

More HECM loans have been originated in California (16,000 ) than in the next two states, Texas Florida, combined. Because of the enormous market, there is no shortage of lenders offering the product. Below, you will find a list of the largest lenders, along with a list of the largest since 2012, when major players such as Wells Fargo and Bank of America exited the industry.

All Time:

Department of Housing and Urban Development Offices

Los Angeles

Serving: Los Angeles, Ventura, Santa Barbara, San Luis Obispo, Mono, Inyo, San Diego and Imperial Counties

ATT Building611 West Sixth Street, Suite 801Los Angeles, CA 90017

San Francisco

Serving: San Francisco, Alameda, Contra Costa, Marin, Napa, San Mateo, Santa Clara, Sonoma, Solano, Santa Cruz, San Benito, Monterey, Del Norte, Humbolt, Mendocino and Lake Counties; Northern 23 California Counties: Alpine, Amador, Butte, Calaveras, Colusa, El Dorado, Glenn, Lassen, Modoc, Nevada, Placer, Plumas, Sacramento, San Joaquin, Shasta, Sierra, Siskiyou, Sutter, Tehama, Trinity, Tuolumne, Yolo, and Yuba Counties; Stanislaus, Madera, Merced, Mariposa, Fresno, Kings, Tulare and Kern Counties in California’s Central Valley

1 Sansome Street, Suite 1200San Francisco, CA 94104

Santa Ana

Serving: Orange, San Bernardino, and Riverside Counties

34 Civic Center Plaza, Room 7015Santa Ana, CA 92701-4003

Housing Counselors

CABRILLO ECONOMIC DEVELOPMENT CORPORATIONAgency ID: 81343702 COUNTY SQUARE DRIVEVENTURA, CA 93003-5450

(805) 659-6868 ext 130 | http://www.cabrilloedc.org

CCCS OF SAN FRANCISCOAgency ID: 80646595 MARKET ST FL 15SAN FRANCISCO, CA 94105-2824

(415) 788-0288 | https://www.cccssf.org/

CLEARPOINT CREDIT COUNSELING SOLUTIONS – COMMERCE BRANCHAgency ID: 84891SUITE 3906055 E WASHINGTON BLVDCOMMERCE, CA 90040-2449

(800) 750-2227 | http://www.clearpointccs.org

CLEARPOINT CREDIT COUNSELING SOLUTIONS – GLENDALE BRANCHAgency ID: 80613200 N MARYLAND AVE STE 102GLENDALE, CA 91206-4275

(877) 877-1995 | http://www.clearpointccs.org

CLEARPOINT CREDIT COUNSELING SOLUTIONS – GRANADA HILLS BRANCHAgency ID: 81169SUITE 30116800 DEVONSHIRE STGRANADA HILLS, CA 91344-7403

(877) 877-1995 | http://www.clearpointccs.org

CLEARPOINT CREDIT COUNSELING SOLUTIONS – SACRAMENTO BRANCHAgency ID: 808101750 HOWE AVE STE 125SACRAMENTO, CA 95825-3368

(877) 877-1995 | http://www.clearpointccs.org

CLEARPOINT CREDIT COUNSELING SOLUTIONS – SAN BERNARDINO BRANCHAgency ID: 83887242 E AIRPORT DR STE 210SAN BERNARDINO, CA 92408-3450

(877) 877-1995 | http://www.clearpointccs.org

CLEARPOINT CREDIT COUNSELING SOLUTIONS INC. – FRESNO BRANCHAgency ID: 81060SUITE 1074969 E MCKINLEY AVEFRESNO, CA 93727-1968

(877) 877-1995 | http://www.clearpointccs.org

CONSUMER CREDIT COUNSELING SERVICE OF ORANGE COUNTYAgency ID: 806841920 OLD TUSTIN AVESANTA ANA, CA 92705-7811

(714) 547-2227 | http://www.cccsoc.org

INLAND FAIR HOUSING AND MEDIATION BOARDAgency ID: 800341500 S HAVEN AVE STE 100ONTARIO, CA 91761-2970

(909) 984-2254 | http://www.ifhmb.com

NATIONAL ASSOCIATION OF REAL ESTATE BROKERS-INVESTMENT DIVISION, INCAgency ID: 807597677 OAKPORT STREET, SUITE 1030, 10TH FLOAKLAND, CA 94621-1929

(510) 268-9792 | http://www.nidonline.org

NEIGHBORHOOD PARTNERSHIP HOUSING SERVICES, INC.Agency ID: 81110320 W G ST STE 103ONTARIO, CA 91762-3233

(909) 988-5979 | http://nphs.info

PROJECT SENTINELAgency ID: 812031490 EL CAMINO REALSANTA CLARA, CA 95050-4609

(408) 720-9888 | http://housing.org/

SPRINGBOARD – SHINE CENTER (LATHAM)Agency ID: 84701S.H.I.N.E. CENTER – 4351 LATHAM STREETRIVERSIDE, CA 92501-1749

(800) 947-3752 | www.homeownership.org

SPRINGBOARD NON-PROFIT CONSUMER CREDIT MANAGEMENT, INCAgency ID: 827224351 LATHAM STRIVERSIDE, CA 92501-1749

(800) 947-3752 | http://www.homeownership.org

SUREPATH FINANCIAL SOLUTIONSAgency ID: 80640CAMARILLO, CA 9301080 N WOOD RD STE 200CAMARILLO, CA 93010-8311

(805) 383-7700 | http://www.surepath.org

WISE HEALTHY AGINGAgency ID: 841072ND FLOOR1527 4TH STSANTA MONICA, CA 90401-2358

(310) 394-9871 | http://www.wiseandhealthyaging 3 month instant cash loansorg

Want to learn more Click here to get free information about a reverse mortgage!

Top 62 Reviews and Complaints about Cash Direct Express

Divorce cases can be very one sided if one party controls all the finances. Spouses are forced to settle early, and get less than what they deserve due to not having enough money. We help balance the scales. In exchange for providing lawsuit funding, we either take a % of your final settlement, or will offer a loan on interest. We customize a financial plan just for you – based on whichever situation makes sense at the time.

Divorce is a difficult process, but money should never stop you from getting what you deserve. There’s an inherent imbalance in cases where one spouse has more financial resources than the other one.  This is typical among situations where one was the main breadwinner, or when there was a huge income difference between the spouses. The more financially secure partner can drag out the divorce, drive up costs, and worse – hide assets. Eventually, the less financially stable spouse concedes. The resulting community property is smaller than expected as a result.

Delancey Street creates opportunities where none exist. We level the playing field for spouses who have millions in combined assets. We provide direct divorce case funding for things like: attorneys fees, forensic accountants, asset investigators, fraud investigators, and reasonable living allowances.

We are not a broker. We have a team of experts who understand asset investigation and collections. We work with you and your divorce attorney to provide comprehensive services and funding. We can supplement your existing divorce legal team, and pay your divorce team directly – reducing any issues for you. The funds we invest into your divorce case are based on our assessment on what we think is needed to win your claim. As your divorce lawsuit funding partner, we are 100% invested in your claim and resolution. We analyze each and every case, and offer funding when we believe we can help. We fund all the fees related to your case. In return for this, we receive a % of your final divorce claim resolution.

We have the expertise, and funding, needed to get you the final resolution you need and deserve. We will help you get the funding you need. We are your partner. When we invest in your case, we are investing in you – and your financial well being. When we speak to you, we’ll discuss your case and how we can help. Next, our investigations will conduct an interview to uncover your assets and their location.

By giving you funding, we are leveling the playing field. Our experience has shown us that when both parties have resources to fight their divorce claim – it’s a major incentive to settle the divorce amicably. We believe in our approach of leveling the playing field loan forgiveness for student loans

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We're giving away awesome prizes all of the time. Enter for your chance to win trips, cash, and stunning vacation homes!

HGTV Dream Home 2019
Now through February 18 at 5pm ET, enter twice daily for your chance to win HGTV® Dream Home 2019, plus a $250K cash prize provided by national mortgage lender Quicken Loans®.

DIY Network® Ultimate Retreat™ Giveaway 2018
We’re sorry, this sweepstakes is now over! Thanks to all that entered for a chance to win DIY Network® Ultimate Retreat 2018, a modern mountain home with woodsy charm located in Sapphire, North Carolina, plus $50,000 provided by national mortgage lender Quicken Loans®. Meet the winner.

Travel Channel's Warm Weather Escape Sweepstakes
Now through Feb. 15 at 8:59 am ET, enter daily for your chance to win a $10,000 cash prize for the ultimate warm weather escape!

HGTV HOME™ by Sherwin-Williams Live for Ta-Da! Sweepstakes
Now through February 18 at 5pm ET, enter for a chance to win a weekly prize of a $500 Lowe's gift card.

Lumber Liquidators Dream Floor Giveaway
Now through February 18 at 5pm ET, enter for your chance to win $2,500 in cash and $5,000 in flooring from Lumber Liquidators.

Travel Channel's New Orleans Vacation Sweepstakes
We're sorry! This sweepstakes has ended.

Wayfair Dream Home for the Holidays Sweepstakes
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Travel Channel’s Ultimate Bucket List Sweepstakes
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09/12/2018 - Myrtle BeachTC M. - Philadelphia, PA09/13/2018 - New YorkBobbie O. - Saint Paul, NE09/14/2018 - Chickasaw CountryDana S. - West Covina, CA09/15/2018 - Winner’s ChoiceLawrence S. - Port Orchard, WA09/16/2018 - KentuckyRachael G. - Bristol, PA09/17/2018 - ChicagoRhonda P. - Puyallup, WA09/18/2018 - Sonoma County, CAChantal A. - Las Vegas, NV09/19/2018 - Winner’s ChoiceMarilyn S. - Eufaula, AL09/20/2018 - San JoseCarolyn T. - Clairfield, TN09/21/2018 - BostonJosh A. - Rogersville, AL09/22/2018 - ColoradoErin W. - Scottsdale, AZ09/23/2018 - Travel Channel Branded Gift PackSharon M. - Ocala, FL09/24/2018 - AtlantaLinda E. - Chelsea, AL09/25/2018 - The Palm BeachesPhyllis R. - Pocola, OK09/26/2018 - Los AngelesRobin K. - Spokane, WA09/27/2018 - SimpliSafe Fortress SystemDonna B. - Mason City, IL09/28/2018 - PhiladelphiaScott W. - Elburn, IL09/29/2018 - MaineScott S. - West Des Moines, IA09/30/2018 - Winner’s ChoiceAnthony L. - San Jose, CA10/01/2018 - ColoradoCynthia K. - Charleston, SC10/02/2018 - Winner’s ChoiceIngrid B. - Ramsey, NJ10/03/2018 - Tampa BayJustin L. - San Diego, CA10/04/2018 - Winner’s ChoiceLycette M. - Teaneck, NJ10/05/2018 - Winner’s ChoiceJeff B. - Tucson, AZ10/06/2018 - San JoseAmanda C. - Bronx, NY10/07/2018 - Winner’s ChoiceNancy P. - Concord, NC10/08/2018 - Ft. Myers and Sanibel BeachesVickey S. - Bolivar, TN10/09/2018 - San DiegoCindi P. - Crozet, VA10/10/2018 - Sonoma County, CANick M. - Longwood, FL10/11/2018 - Winner’s Choice

Grand Prize WinnerRyan H. - Glenshaw, PAWeekly Prize WinnersRose S. - Bellefonte, PAAlberta R. - Columbus, INBarbara S. - Littleton, COBecky C. - Brighton, TNBruce P. - Indianapolis, INAnn T. - Pittsburgh, PAKim S. - Hermon, ME

Grand Prize WinnerGary M. - Morrisville, VTWeekly Prize WinnersJoshua C. - Abilene, TXJennifer P. - Port Ludlow, WAHarvey R. - Scottsboro, ALRachel R. - Columbiana, ALKaren R. - Boonville, INJohn G. - Murfreesboro, TNDirk I. - Highland, CA

Weekly Prize WinnersColleen H. – Dunkirk, MDSusana U. – Rochester Hills, MISadie T. – Albuquerque, NM

Janice B. – Bakersfield, CALeslie R. – Victory Mills, NY

Grand Prize Winner: Anthony R. – Grant, NESecond Chance Winners

Weekly WinnersJanice J. - Newport News, VAKeith N. - Mount Sinai, NYTeresa H. - Little Elm, TXMelissa M. - Dallastown, PABrenda C. - Chico, CAMark R. - Indianapolis, INAmy D. - Brookings, SD

Brenda S. - Salem, OR Amy A. - Colorado Springs, CO Tim V. - Scottsburg, VA Sara J. - Webb City, MO Kelly S. - Knoxville, TN Sherri L. - Mims, FL


Grand Prize Winner: Karin A. – Mineral Bluff, GA

Grand Prize Winner: Gerard M. - Newark, DE Weekly Winners: Robert M. - Medford, OR David F. - Worthington, OH Kaitlin W. - Houston, TX

Grand Prize Winner: Joyce I. - Miramar, FL Weekly Winners: Robyn C. - North Lauderdale, FL Jack Y. - Mercersburg, PA Jerry H. - Jefferson, GA Lawrence M. - Rathdrum, ID Theresa B. - Alpha, NJ Anne K. - Meadville, PA Marisol D loans in mission tx - Ann Arbor, MI

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