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When you’re looking into a short-term loan just to get by, you don’t want to be bogged down by legal language. Our guide will tell you how much a short-term loan will end up costing you in Baton Rouge so you can make your decision to borrow quickly.
What should I know about short-term loans in Baton Rouge
Whether you apply in-store or online, you and your lender will have to abide by Louisiana state law. This means you can borrow up to $350 and your loan term will be for 60 days or less. If you’re unable to repay your loan on time, you may qualify for a repayment plan, and lenders can only charge 16.75% in financing fees.
If you want to know more, check out our page on Louisiana payday lending lawsIt depends on how much you need to borrow. Taking out $350 will cost more than taking out $100 because the financing fee will be different. At the state maximum financing fee of 16.75%, if you borrow $350, you’ll end up paying back $408.63. If you borrow $100, you’ll have to pay back $116.75.
In addition, if you make a late payment, you’ll be subject to collection fees based on the bank charge and the greater of $25 or 5% of the check. Defaulting on a loan will be even more expensive. Your lender can charge you 36% per month for 12 months and 18% after for every month your balance remains unpaid private student loan without cosigner
Compare short-term lenders with the table below
Rates last updated January 27th, 2019
Why a short-term loan in Baton Rouge might work for you
90 Payday Loans In The Baton Rouge LA Area Suntopia.org
Wouldn’t it be nice if you could get over $10k in cash and not have to pass a credit check That’s exactly what can happen when you apply online for a car title loan today! You will get a quote in just a few minutes based on your personal information and that of your car. If you have an upscale make and model, you could get even more than $10,000. Some of our past customers have been able to receive over $25k.
Baton Rouge Title Loan Application
The reason we don’t need a credit report or information about your credit score is because you’ve already sealed the deal. You worked hard and paid off your vehicle. You don’t have to do anything else. Also, if you recently lost your job, don’t worry about it. We have so many different options for the unemployed. A title loan is just what you need to get back on your feet fast.
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Borrowing money from family members or friends can be awkward and you don’t want to be a burden. But you can’t help it – sometimes life throws financial curveballs. Luckily, you unknowingly prepared yourself by paying off your car. Using this as collateral, prepare to get the following benefits from your title loan:
Are you convinced yet A title loan might sound like a good idea, and that’s because it most definitely is.
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Sometimes it’s a good thing to be independent. Going it alone can be a positive character trait, but sometimes you also need a little help. Don’t worry. We have your back throughout the title loan application process. You can discuss your concerns and fears with us. We will always give you straight answers.
We’re open for business 24/7. Anytime you call you will be talking to a real person who wants to make your life easier. We don’t actually lend you the money, so we have the advantage of being able to really get to know you and your situation without bias. Apply today and see how fast your life can change college loans without cosigner
The Loan Depot in Baton Rouge LA with Reviews - YP.com
Welcome to Cash in a Flash--the perfect place for you to get quick and easy funds. We offer both payday and signature loans to help you get the support you need in no time at all! Our solutions for personal finance emergencies allow for multiple payment options that can be tailored to fit your individual preferences. When you apply for one of our loans, you can get the quick cash you need to fill your financial gaps when times get tough.
We’ve been in business since 1965! With experience on our side, we know just how to get you the personal financial help you need right when you need it. We have expanded our business to 5 states, offering signature and payday loans in Alabama, Louisiana, Oklahoma, Mississippi, and Tennessee.
Whatever your unexpected emergencies may be, Cash in a Flash has got you covered. Don’t stress about that upcoming bill; we are here to help you get in control of your personal finances. Apply for a payday or signature loan today hassle-free!
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Loans In Baton Rouge
SameDayPayday.com is not a lender, does not broker loans or make credit decisions. This website collects information which you provide and then forwards it to one or more lenders in our network. Lenders are solely responsible to you for all aspects of the application or loan transaction, including compliance with all applicable laws and regulations.
Lenders may perform a credit check to determine your creditworthiness. Submission of personal information is strictly voluntary and does not guarantee that you will receive a payday loan. SameDayPayday.com may share the information which you provide at any step of the application process with third parties, including members of its lender network and other third party lenders with whom it has a marketing relationship.
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This Quick Ca$h facility is located in the Metro-Aire shopping center on the corner of Plank Rd and Airline Hwy, next door to Affordable Home Furnishings.
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